Loan EMI Calculator
Calculate home, auto, and personal loan EMI with transparent math. See total interest and what your EMI could grow to if invested instead.
Principal after down payment
₹
Annual rate (% p.a.)
%
Loan duration in years
yr
Monthly EMI
₹43,391/mo
Total Payment
₹1,04,13,840
Total Interest
₹54,13,840
Invest-the-difference (30Y at 12%)
₹15.3 Crore
If you invested this EMI as a monthly SIP for 30 years instead of paying interest to the bank.
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