Calculator Hub
Transparent financial calculators for India
Opportunity-cost tools with open formulas. No login, no hidden assumptions — see what your money could become if you intercept the leak.
SIP Calculator
Calculate mutual fund SIP returns, invested amount, estimated gains, and year-wise growth — with a PaisaProof leak-recovery twist.
SIP returns + leak recovery
Calculate nowLoan EMI Calculator
Plan home, car, and personal loan EMIs with transparent math — plus see what that monthly payment could grow to if invested instead.
EMI + invest-the-difference
Calculate nowLumpsum Calculator
Estimate the future value of a one-time mutual fund investment and compare it with spreading the same money through SIPs.
Lumpsum vs SIP comparison
Calculate nowPPF Calculator
Calculate PPF maturity, interest earned, and extension-period growth — then compare the conservative path with long-term equity assumptions.
PPF maturity + equity contrast
Calculate nowIncome Tax Calculator (Old vs New)
Compare your income tax under the old and new regimes for FY 2025-26 — then see what investing the difference could grow to.
Old vs New regime + invest the saving
Calculate nowFD Calculator
Calculate FD maturity value, interest earned, and post-tax returns — then see whether inflation is quietly shrinking the outcome.
FD maturity + tax drag
Calculate nowStep-Up SIP Calculator
Model how annual SIP increases from appraisals or bonus discipline can accelerate long-term wealth versus a flat SIP.
Salary hike to SIP growth
Calculate nowSWP Calculator
Plan systematic withdrawals from a mutual fund corpus and see how long the money may last at different return assumptions.
Withdrawals + corpus survival
Calculate nowEMI vs Invest Calculator
Enter any purchase price and loan terms — see what happens if you invested the EMI instead.
EMI vs SIP compounding
Calculate nowHabit Leak Calculator
Model any recurring expense — delivery, subscriptions, coffee — as a monthly SIP you never started.
₹5,000/mo → crores lost
Calculate nowTime Recovery Calculator
See how many years you can buy back by intercepting monthly impulse spends and reinvesting them.
Buy back years of freedom
Calculate nowRD Calculator
Calculate recurring deposit maturity value and interest earned on fixed monthly deposits — the guaranteed-return counterpart to a SIP.
RD maturity + interest
Calculate nowCredit Card Payoff Calculator
See how many months it takes to clear a credit card balance at a fixed monthly payment, and how much of that payment is interest.
Payoff time + interest cost
Calculate nowPre-built scenario calculators
Explore specific habits, purchases, and tech salaries with pre-computed opportunity costs.