Calculator Hub
Transparent financial calculators for India
Opportunity-cost tools with open formulas. No login, no hidden assumptions — see what your money could become if you intercept the leak.
SIP Calculator
Calculate mutual fund SIP returns, invested amount, estimated gains, and year-wise growth — with a PaisaProof leak-recovery twist.
SIP returns + leak recovery
Calculate nowLoan EMI Calculator
Plan home, car, and personal loan EMIs with transparent math — plus see what that monthly payment could grow to if invested instead.
EMI + invest-the-difference
Calculate nowLumpsum Calculator
Estimate the future value of a one-time mutual fund investment and compare it with spreading the same money through SIPs.
Lumpsum vs SIP comparison
Calculate nowPPF Calculator
Calculate PPF maturity, interest earned, and extension-period growth — then compare the conservative path with long-term equity assumptions.
PPF maturity + equity contrast
Calculate nowIncome Tax Calculator (Old vs New)
Compare your income tax under the old and new regimes for FY 2025-26 — then see what investing the difference could grow to.
Old vs New regime + invest the saving
Calculate nowFD Calculator
Calculate FD maturity value, interest earned, and post-tax returns — then see whether inflation is quietly shrinking the outcome.
FD maturity + tax drag
Calculate nowStep-Up SIP Calculator
Model how annual SIP increases from appraisals or bonus discipline can accelerate long-term wealth versus a flat SIP.
Salary hike to SIP growth
Calculate nowSWP Calculator
Plan systematic withdrawals from a mutual fund corpus and see how long the money may last at different return assumptions.
Withdrawals + corpus survival
Calculate nowEMI vs Invest Calculator
Enter any purchase price and loan terms — see what happens if you invested the EMI instead.
EMI vs SIP compounding
Calculate nowHabit Leak Calculator
Model any recurring expense — delivery, subscriptions, coffee — as a monthly SIP you never started.
₹5,000/mo → crores lost
Calculate nowTime Recovery Calculator
See how many years you can buy back by intercepting monthly impulse spends and reinvesting them.
Buy back years of freedom
Calculate nowPre-built scenario calculators
Explore specific habits, purchases, and tech salaries with pre-computed opportunity costs.